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RUNCREW Insurance

RUNCREW Community Interest Company holds a number of insurances in order to conduct our business. RUNCREW itself has Public Liability and Employer Liability Insurance provided by Protectivity Insurance (a trading name of SportsCover Direct Ltd). Our CREW Chiefs and anyone acting as their assistants also have Public Liability provided by United Kingdom Athletics.

Below is a breakdown of our insurances:

RUNCREW Public Liability and Employer Liability Cover


Protectivity Insurance (a trading name of SportsCover Direct Ltd)

Policy Number:


Limit of Liability:

£2,000,000 any one occurrence

CREW Chiefs Liability Insurance

CREW Chiefs are qualified and insured by United Kingdom Athletics (UKA). CREW Chiefs are automatically provided with public liability insurance cover which applies whist they are involved in athletics activities.

The policy covers unqualified people so long as they are under the direct control of a qualified CREW Chief and are merely carrying out instructions given to them by that CREW Chief.

UKA Primary Liability Cover


Royal & Sun Alliance Insurance plc

Policy Number:


Limit of Liability:

£5,000,000 any one occurrence

UKA Excess Liability Cover


QBE Insurance (Europe) Ltd

Policy Number:


Limit of Liability:

£45,000,000 any one occurrence in excess of primary £5,000,000 (Total Primary and Excess Liability limit: £50,000,000 in any one occurrence)

Extent of cover

This policy provides cover for legal liability of Coaches and Leaders, in respect of athletics activities. Public Liability: Damages and Legal Costs which the Insured shall become legally liable to pay consequent upon:

Accidental Injury of any person

Accidental loss of or damage to property

happening during the period of insurance and arising in connection with the athletics activities. Legal liability in respect of Injury sustained by any athlete which results from negligent advice or instructions given by a coach resulting from the issue of handbooks and coaching manuals by the Insured or resulting from the provision of tuition or coaching within the terms of their pass or licence.

General Points to Note

This is a legal liability policy and it is the injured party’s responsibility to prove negligence for injury or damage.

This is not a personal accident policy (if an athlete trips over their own shoelaces and breaks an arm, there is no automatic compensation)

There is no age limit applied to the cover.

Injury arising from medical or physiotherapy treatment is not covered by this policy and should be insured by the practitioners’ own insurance.

Damage to or loss of a Coach or Leader’s own personal property is not covered by this policy.

The policy does not provide cover for any loss or damage incurred through the use of a motor vehicle whilst subject to the Road Traffic Acts which is a matter for a claim against the relevant motor vehicle insurance policy.